Investment Management
Disciplined Investing. Randall Wealth Advisors will provide transparency of information, proactive service and the trust and accountability you need to meet your financial objectives. Your Wealth Advisor works with the Investment Committee to manage your portfolio daily. While working with your money management team, your advisor will build your specific model and continually evaluates your portfolio in order to achieve your short and long term goals.
Financial and Investment Planning
Our team of experts will design a Financial and Investment Plan plan that evaluates your current financial situation. Our fiduciary advisors will analyze your income and expenditures to identify ways to meet your monthly financial obligations and attain your financial goals. We provide regular reviews and modifications, assuring that your wealth plan is current and adjusts to your changing circumstances.
Our Wealth Advisors are experienced in addressing the emotional and financial impact of life transitions and asset transfers including these three areas of emphasis:
- Life Transitions
- Business Transitions
- Generational Transfers
Our Wealth Advisor professionals are qualified and experienced in handling many aspects of life transitions and wealth transfers including emotional, financial and relationship impacts. Randall Wealth Advisors aims to be your financial planner of choice.
Risk Management
Some of the ways we utilize insurance in the wealth planning process include:
- Life: Considers income replacement as well as business succession funding and estate planning through a vehicle which may be income tax and estate tax free, if structured properly.
- Disability: Protects your income in the event of your inability to work prior to financial freedom.
- Long-Term Care and Long Term Care Alternatives: Provides financial support for Activities of Daily Living (ADL’s) in respite care, adult day care, in-home care, assisted living as well as nursing home care. There are many ways to leverage assets to provide the protection you or your loved ones may need.
Tax Planning
Tax impacts every aspect of your financial life. Our professional tax team of CPA’s can work directly with your Accountant to review your recent tax returns and identify potential savings or restructuring opportunities, giving you proactive ideas to save money in the future.
Benefits you gain from our tax planning service include:
- Evaluating business structure to optimize the benefits of the Internal Revenue code
- Focusing on opportunities unique to your individual business or industry
- Understanding the tax consequences related to your individual investments
- Maximizing your retirement plan savings under current tax law
Family and Estate Planning
Have you considered your legacy? For many people, family and charity are high on the list of those who should benefit from their lifetime of work, not necessarily the government. Our advisors are here to help you understand how your assets will be distributed under your current estate plan and existing tax law. We will work with your existing financial professionals to formalize your wishes to potentially minimize the administrative burden and to maximize the value distributed to the people and causes you support.
A simple will or trust can safely direct assets left to minor children will be controlled by the guardian of those children. Additional estate planning considerations include:
- Medical Power of Attorney: Under HIPAA law, doctors are prohibited from discussing medical information without authorization.
- Durable Power of Attorney: Necessary to direct the assets of an incapacitated individual without court approval.
While developing a customized financial program, we will walk you through a step-by-step process that will help make you feel confident in your decisions.
Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services:
- Tax management
- Investment management
- Retirement strategies
- Estate conservation
- Insurance and annuity products
